Garden State Guarantee

What is the Garden State Guarantee?

The Garden State Guarantee (GSG) is New Jersey’s promise to make a college degree more accessible and affordable. By reducing out-of-pocket costs for students and families, New Jersey is limiting the amount of debt that residents must borrow to attend an in-state, public college or university. This program further builds on Governor Phil Murphy’s commitment to improving college affordability.

Who is Eligible?

New Jersey residents who attend an in-state, public, four-year institution and have an annual adjusted gross income (AGI) between $0 and $65,000 per year will pay a net price of $0 for tuition and fees during their third and fourth years of study. Students who have an AGI between $65,001 and $80,000 will pay a discounted net price of no more than $7,500 for tuition and fees, while those with an AGI of $80,001 and $100,000 per year will pay a discounted net price of no more than $10,000 for tuition and fees. GSG covers the cost of tuition and fees that are not already covered by federal and state financial aid or other scholarships. Students must be enrolled full-time (at least 12 credits per semester) and must be working toward completing their first Bachelor’s degree.

How to Apply

You will automatically be considered for the GSG when you complete the Free Application for Federal Student Aid (FAFSA) or, if you qualify as a NJ Dreamer, the NJ Alternative Financial Aid Application. You must file your application by established deadline dates.

View deadline dates

Participating universities include:

For more information please visit: Garden State Guarantee.